Will Refinancing Hurt My Credit? What You Need to Know Before You Apply
Refinancing your loan—whether it’s a mortgage, auto loan, or student loan—can be a smart financial move. It can lower your interest rate, reduce your monthly payments, or help you consolidate debt. However, many borrowers hesitate because they wonder: will refinancing hurt my credit? The short answer is yes, refinancing can affect your credit—but usually only…

